Ricky Lee - 李立基

為您的 單一家族辦公室 選擇最合適的司法管轄區 How to Choose the Best Jurisdiction for Your Single Family Office: Insights on India, Malta & Hong Kong in 2025

Choosing the Right Jurisdiction for Your Single Family Office in 2025

Establishing a Single Family Office (SFO) requires thoughtful selection of the jurisdiction that will define how your family wealth is managed, protected, and governed. Jurisdictions differ widely in their regulatory frameworks, tax policies, and operational environments, all of which influence your family office’s privacy, compliance obligations, and overall efficiency.

For instance, India’s Securities and Exchange Board (SEBI) has recently increased scrutiny of billionaire family offices, emphasizing stricter transparency and governance standards. This reflects a broad trend towards enhanced regulatory oversight in wealth management sectors globally.

On the other hand, jurisdictions such as Malta have developed tailored family office frameworks that streamline licensing and provide strong investor protections, focusing on privacy and the preservation of intergenerational wealth. Malta balances regulatory clarity with operational flexibility, making it attractive for family offices.

Hong Kong is a leading Asian hub for family offices, supported by its robust common law system, attractive tax incentives, and pro-family office government policies. Hong Kong’s territorial tax regime exempts foreign-sourced income from local taxation, and it imposes no capital gains or inheritance taxes, making it highly favorable for wealth preservation and legacy planning.

Selecting the right jurisdiction involves more than tax advantages; it is about aligning with a regulatory and policy environment that matches your family’s governance philosophy and long-term vision. Understanding these differences empowers families to build resilient, compliant, and efficient Single Family Offices prepared to thrive amid changing global regulations.

At Jadeite Family Office, we provide expert guidance to ultra-high-net-worth families, assisting them in navigating these complexities and structuring family offices that truly fit their unique goals.

 

為您的 單一家族辦公室 選擇最合適的司法管轄區（2025）

選擇設立 單一家族辦公室（SFO） 的最佳司法管轄區，是決定家族財富如何被 管理、保護及治理 的關鍵一步。各國的 監管環境、稅務政策 及 營運生態系統 不同，直接影響家族辦公室的 隱私保護、合規要求 及 營運效率。

近年來，印度證券交易委員會（SEBI）加強對億萬富豪家族辦公室的監管，要求更高透明度及嚴格的治理，反映出全球對財富管理機構日益嚴謹的監管趨勢。

相比之下，像 馬爾他 這類司法管轄區則設有專門的家族辦公室框架，簡化許可流程並提供投資者保護，特別著眼於隱私及跨代財富的長遠保障，體現了監管清晰與營運彈性的平衡。

香港 作為亞洲重要的財富管理中心，依托其健全的普通法體系、稅務優惠政策及政府積極推動家族辦公室發展的策略，成為極具吸引力的選擇。香港實施地域來源稅制，免除境外收入徵稅，且無資本利得稅與遺產稅，這對財富保存尤為重要。

然而，選擇司法管轄區不僅僅是稅務考量，更要與家族的願景、治理標準及傳承規劃相匹配。深入理解各國政策差異、合規義務，有助於家族建立具韌性且符合未來趨勢的單一家族辦公室。

Jadeite Family Office 專注於高淨值家族的獨特需求，我們提供全方位的財富管理服務，協助客戶在複雜的市場中駕馭挑戰。通過定制的解決方案，我們不僅幫助家族保護和增值其財富，還支持他們在傳承與治理方面的長期願景。無論是投資策略還是家族治理，Jadeite Family Office 都致力於提供專業的指導，確保您的家族財富得以可持續發展。

資料來源：

  1. https://timesofindia.indiatimes.com/business/india-business/billionaire-family-offices-face-sebi-scrutiny-report/articleshow/124296970.cms
  2. https://www.mfsa.mt/wp-content/uploads/2024/11/Establishment-of-Single-Family-Offices-in-Malta.pdf
  3. Part one: Spotlight on Asia – 4 reasons to set up a family office in Hong Kong
  4. Hong Kong’s family office landscape in 2025: Growth and government strategy
  5. Why You Should Set Up a Family Office in Hong Kong – Alpadis
  6. Hong Kong’s Tax Advantages for Family Offices Explained – YouTube
  7. Hong Kong Family Offices 2025 – Outlook, Trends, Services – Empaxis

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理財小知識

家族辦公室收費：為家庭成員提供更多財務支持

家族辦公室的收費可能有所不同，具體收費取決於提供的服務。一些常見的收費類型包括:

資產管理費: 通常以管理資產的百分比計算，用於支付投資和管理家族財富的成本。

顧問費: 可能為提供給家族的金融建議或其他顧問服務收取費用。

管理費: 可能為日常管理任務如簿記、稅務準備等收取費用。

基於績效的費用: 一些家族辦公室可能根據他們管理的投資績效收取費用，以此方式使其與家族利益保持一致。

重要的是要注意家族辦公室收費的差異很大，家族在與家族辦公室合作之前應詳細審核和了解費用。同時也要考慮服務是否值得費用，以及它們是否透明和公平。

Family offices typically charge fees for their services, which can include management fees, performance fees, and transaction fees.

Management fees are typically based on a percentage of assets under management and are used to cover the general operating expenses of the family office.

Performance fees are typically based on the return on investments and are charged in addition to management fees.

Transaction fees are typically charged for specific services such as buying and selling securities, real estate transactions, and other financial transactions.

It’s also possible that a family office may charge a flat fee, a retainer fee, or a combination of different fee structures. The fees can vary depending on the services provided and the size of the family’s wealth. It’s important to be aware of the fees and to understand them before engaging the services of a family office. It’s also important to shop around and compare fees between different family offices before making a decision.

© 2019 版權所有 – Ricky Lee @ RED

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