何謂超高淨值(UHNWIs) 及 高淨值(HNWIs) 個人

高净值客戶 (HNWI) 是指擁有大量資產或高收入的人。這個術語通常在金融服務行業中使用,描述净值至少為100萬美元的人。這些人通常有更複雜的財務需求,可能需要專門的投資建議和金融產品。

A high net worth individual (HNWI) is a person who has a significant amount of assets or a high income. The term is often used in the financial services industry to describe a person who has a net worth of at least $1 million, although the threshold can vary depending on the context. These individuals typically have more complex financial needs and may require specialized investment advice and financial products. Ultra high net worth individuals (UHNWIs) are those with a net worth of $30 million or more. These individuals often have complex financial needs and require specialized investment advice and financial products. They may also have a significant impact on the economy and may be major players in the business and finance world. The term “ultra high net worth” is also used in the context of wealth management and private banking, to refer to individuals with a net worth at or above a certain threshold, which can vary depending on the institution or context.

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保護財產和財富:財富保全服務的重要性

財富保全是指保護和保存資產,如現金,財產和投資,以維持或增加其價值的過程。這可能涉及各種策略,如投資多元化,最小化稅收和採取保險。 也包括使用法律和金融工具來保護資產免受潛在债款人,訴訟和其他風險的侵害。 財富保全對於高净值个人,家族辦公室和企业主非常重要,因為它有助於確保他們的資產可以傳給後代或用於實現其金融目標。

Wealth preservation is the process of protecting and preserving one’s assets, such as cash, property, and investments, in order to maintain or increase their value over time. This can involve a variety of strategies, such as diversifying investments, minimizing taxes, and taking out insurance. It also includes using legal and financial tools to protect assets from potential creditors, lawsuits and other risks. Wealth preservation is important for high net worth individuals, family offices, and business owners, as it helps ensure that their assets can be passed on to future generations or used to achieve their financial goals.