何謂超高淨值(UHNWIs) 及 高淨值(HNWIs) 個人

高净值客戶 (HNWI) 是指擁有大量資產或高收入的人。這個術語通常在金融服務行業中使用,描述净值至少為100萬美元的人。這些人通常有更複雜的財務需求,可能需要專門的投資建議和金融產品。

A high net worth individual (HNWI) is a person who has a significant amount of assets or a high income. The term is often used in the financial services industry to describe a person who has a net worth of at least $1 million, although the threshold can vary depending on the context. These individuals typically have more complex financial needs and may require specialized investment advice and financial products. Ultra high net worth individuals (UHNWIs) are those with a net worth of $30 million or more. These individuals often have complex financial needs and require specialized investment advice and financial products. They may also have a significant impact on the economy and may be major players in the business and finance world. The term “ultra high net worth” is also used in the context of wealth management and private banking, to refer to individuals with a net worth at or above a certain threshold, which can vary depending on the institution or context.

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精品家族辦公室:為家庭提供專業服務,促進家庭健康關係

精品家辦是指專門為富裕家庭和個人提供全面服務的辦公室。這些服務可能包括財務管理、資產保值、稅務策劃、法律和移民問題解決、房地產和汽車銷售、私人飛機租賃、私人管家服務等。精品家辦的客戶通常是高净值家庭和個人,他們尋求高水平的專業服務和保密性。 精品家辦和單一家辦的主要區別在於服務的范圍和客戶的級別。

單一家辦通常只為一個富裕家庭或個人提供服務。這些服務可能包括財務管理、稅務策劃、資產保值等。單一家辦的客戶通常是中等或高净值家庭和個人。

而精品家辦則通常為多個富裕家庭和個人提供服務,服務範圍更加廣泛,可能包括財務管理、資產保值、稅務策劃、法律和移民問題解決、房地產和汽車銷售、私人飛機租賃、私人管家服務等。精品家辦的客戶通常是高净值家庭和個人,他們尋求高水平的專業服務和保密性。精品家族辦公室也可以以更為針對性的方式為單一家庭提供全面的財務管理服務。一些精品家族辦公室可能提供與傳統單一家族辦公室類似的全面服務,但採取更定制化和個性化的方式。這可能包括投資管理、稅務規劃、遺產規劃和慈善管理,他們還可能提供更專門的服務,如法律和稅務建議以及房地產管理。精品家族辦公室和單一家族辦公室的區別在於精品家族辦公室的客戶群較小,並經常為客戶提供更針對性的服務。

A boutique family office is a smaller and more specialized version of a traditional single family office. They typically serve a smaller number of ultra-high net worth families and provide a more personalized and customized service.

A single family office, on the other hand, is typically established by and serves the needs of a single, ultra-high net worth family. They provide comprehensive financial management services such as investment management, tax planning, estate planning, and philanthropy management.

A boutique family office can also provide comprehensive financial management services to a single family in a more tailored way. Some boutique family offices may offer a full range of services similar to those provided by a traditional single family office, but with a more customized and personal approach. This may include investment management, tax planning, estate planning, and philanthropy management, and they may also provide more specialized services like legal and tax advice and real estate management. The difference between a boutique family office and a single family office is that the boutique family office has a smaller client base and often provides a more tailored approach to their clients.