財務策劃是一種專門為個人或企業提供的金融服務，旨在幫助客戶管理財務和資產，以達到長遠的財務目標。它包括評估客戶的財務狀況，制定財務策略，建立財務計劃，管理資產，提供投資建議，以及提供財務建議。認可財務策劃師有建議理財策劃的6個步驟。• 確立客戶和策劃師之間的關係 • 收集客戶資料和釐定其目標與期望 • 分析與評估客戶資料以決定其財務狀況 • 制定並陳述理財計劃 • 推行理財計劃 • 監控理財計劃

Financial planning is the process of creating a strategy to manage your financial resources in order to achieve your financial goals. It involves analyzing your current financial situation, setting financial goals, and developing a plan to achieve those goals. 6 steps of financial planning according to CFP board. . Establishing client-planner relationships • Gathering client data and determining goals and expectations • Determining the client’s financial status by analyzing and evaluating client’s information • Developing and presenting the financial plan • Implementing the financial plan • Monitoring the financial plan