什麼是資產管理

資產管理是管理和監督各種類型資產的過程,如股票、債券、房地產和其他投資。其中包括關於買賣資產的決策、監測其績效、採取措施以最大化回報並最小化風險。資產管理通常由專業人員進行,如投資經理或理財顧問,他們利用專業知識和經驗來做出明智的決策,以管理資產為客戶帶來好處。資產管理可以為個人、公司或機構投資者如退休基金、捐贈基金和主权財富基金進行。

Asset management is the process of managing and overseeing various types of assets, such as stocks, bonds, real estate, and other investments. This can include making decisions about buying and selling assets, monitoring their performance, and taking steps to maximize returns and minimize risks. Asset management is typically done by professionals, such as investment managers or financial advisers, who use their expertise and knowledge to make informed decisions about how to manage assets for the benefit of their clients. Asset management can be done for individuals, companies, or institutional investors such as pension funds, endowments, and sovereign wealth funds.

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理財小知識

家族財富:為家庭成員累積的財產提供支撐

家族財富是指家庭成員累積的財產,包括財產、投資、財務資產和其他資產,可以用來支持家庭的經濟活動和支持家庭成員的生活。它可以是一個家庭積累的財富,也可以是一個家族傳承的財富。家族財富可以用來支持家庭成員的教育、健康保健、投資和其他重要的活動。

Family wealth is the collective financial resources and assets owned by a family.